Global Payment Network

A stablecoin moves in seconds. The payment still has to work.

For treasury teams and transaction banks: cross-border settlement designed to fit your approval workflows, your liquidity planning, and your general ledger.

An on-chain transfer shows that value moved between two addresses. It does not say which invoice, which customer, or which legal entity. The SBG platform is designed to handle treasury integration, liquidity, and reconciliation inside the partner bank's own environment, so the rail is usable — not merely fast.

Multi-rail settlement

Three settlement rails, one network

ABC Institution AMultilateral nettingRouting engineInstitution B Tokenized settlementSWIFT messagingDirect bank connections ABC Institution AMultilateralnettingRouting engineInstitution B
  • Rail A

    Tokenized settlement

    Bank-issued deposit tokens and settlement instruments, settled in near real time, depending on the rail used.

  • Rail B

    SWIFT messaging

    Kept wherever your counterparty requires it. Nothing forces a migration.

  • Rail C

    Direct bank connections

    Direct integrations with banks for the local-currency legs.

Routing and netting

Pick the right path. Then settle less.

  1. Intelligent routing

    The engine selects the settlement path for each transaction by cost, speed, counterparty, and jurisdiction — or presents the choice to you. It batches where volume allows.

  2. Multilateral netting

    Flows are offset before settlement. Fewer intermediaries and netted flows are designed to reduce settlement cost and pre-funding.

  3. Atomic settlement

    Atomic payment-versus-payment (PvP) and delivery-versus-payment (DvP), designed to remove principal risk between the two legs.

  4. Around the clock

    One operating window on the on-chain leg, designed to run without cut-off times and without cash waiting overnight between correspondent accounts.

How the network is designed

Every entity keeps its bank. Every transfer stays local.

A network designed to connect banks, institutions, and enterprises on one infrastructure. Each of your entities keeps the bank it already uses. The transfer it makes is regional — often inside the same bank — and the network carries the value the rest of the way. Both legs of a transfer share one record.

  1. Less liquidity tied up

    Designed to reduce the pre-funding of corridors and the balances parked abroad waiting to clear.

  2. Transfer as often as useful

    Netting and local settlement legs are designed to lower the cost of each transfer as the network grows, so proceeds can move as they arise.

  3. Your bank relationships stay

    The network connects to the banks you already use.

  4. Control retained

    Spending limits, approval workflows, real-time monitoring, and an immutable audit trail.

Payment services on the network are provided only by appropriately authorized institutions. SBG provides the technology behind them.

Agentic payments

From a team approving payments to a policy that runs itself

Agentic banking infrastructure for regulated institutions: people are the principals; their AI agents are the operators. A signed mandate, stored on the ledger, defines what an agent may do, and a payment executes only against it. The permissioned ledger is the gateway: identity, permissions, and compliance rules are checked at each step, not after the fact. Your institution keeps spending limits, real-time risk monitoring, and recourse.

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Everything can be tokenized

Put the payment and its paperwork on the same ledger

Stablecoins, tokenized deposits, funds, government securities, private-market instruments, real estate, commodities, and carbon credits can be issued in one framework, each carrying its own jurisdiction rules. When the coin, the invoice, the collateral, and the shipping document share one ledger, payment on delivery becomes a programmed step. On-chain documentation with a continuous audit trail is designed to lower issuance and administration effort.

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The network effect

Each participant strengthens the network for the next

  1. Every new bank or enterprise adds depth to the liquidity pools.

  2. Every new corridor is designed to lower the cost of the next one.

  3. Every new jurisdiction widens the area the network can serve.

  4. Every transfer stays regional — often inside one bank.

Technology and regulatory coverage are meant to reinforce each other. That is what turns a platform into a network.

Map your corridors with us

Tell us where your entities bank and where your payments go. We will show you how the network would handle them.